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    Car Loan Calculator

    What will your car loan actually cost?

    See your monthly payment, total interest, and the true cost of your vehicle — before you sign anything at the dealership.

    Loan Details

    $
    $

    Avg new car loan rate: ~7.1% (April 2026)

    Monthly Payment

    $496.21

    for 60 months

    Loan Amount

    $25,000

    Total Interest

    $4,773

    Vehicle price$30,000
    Total interest$4,773
    True cost of vehicle$34,773

    ≈ $0.58/mile assuming 12,000 mi/yr

    Can your budget handle this payment?

    A free financial diagnosis shows whether this loan fits your income and existing obligations.