We use essential cookies to keep you logged in and anonymous analytics to improve the product. No advertising cookies. Read our Privacy Policy.

    Budget Calculator & Planner

    Where is your money actually going?

    Enter your monthly income and expenses to see your budget breakdown, savings rate, and how you compare to the 50/30/20 rule.

    Monthly Income (after tax)

    $

    Monthly Expenses

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    Monthly Savings

    $1,650

    33.0% savings rate

    50/30/20 Rule Check

    Needs (50%)

    $2,750 · 55% of income

    ✗ Over limit

    Wants (30%)

    $600 · 12% of income

    ✓ On track

    Savings (20%)

    $1,650 · 33% of income

    ✓ On track
    Monthly income$5,000
    Total expenses$3,350
    Net savings$1,650
    Annual savings potential$19,800/yr

    Want a personalized budget plan?

    Our free financial diagnosis builds a custom budget based on your goals, debt, and income.